The Real Cost of Buying Property
The price you see is rarely the price you pay.
Most buyers budget based on headline price, then get surprised by add-ons and charges. This page helps you spot hidden costs early, understand what’s normal vs inflated, and ask the right questions before paying any token.
Why This Happens
Why Costs Appear Late
Many sellers don’t share pricing as one number. They show a base price first, then introduce “standard charges” later — often after you’re emotionally committed.
This is why two properties with the same headline price can have very different final payable amounts.
Your goal: get everything in writing as one all-in cost.
Split Pricing
Late Sharing
Extra Margin
Token Pressure
One-Time vs Recurring Costs
Know what you pay once, and what continues every month/year.
One-Time (Upfront) Costs
- PLC / facing / corner charges
- Floor rise
- Parking (open/covered/extra)
- Club / amenities charges
- Corpus / sinking fund (if applicable)
- GST & statutory charges estimate
Recurring Costs
- Maintenance (monthly/quarterly/annual)
- Club membership renewals (if any)
- Property tax (varies by city)
- Utilities + common area charges
- Society charges after handover
Charges Buyers Often Miss
Some are valid. Some are inflated. Always compare.
PLC / Facing
Ask: will resale buyers pay for this premium?
Floor Rise
Ask: is the rise reasonable vs nearby resale pricing?
Parking
Ask: is it included, optional, or compulsory?
Club / Amenities
Ask: can it be waived or reduced in negotiation?
Corpus Fund
Ask: what is the basis and when is it collected?
GST / Statutory
Ask: share an estimated all-in breakup in writing.
Handover Charges
Ask: any move-in, meter, or documentation fees?
Maintenance Deposit
Ask: deposit amount + monthly estimate post-handover.
“Special Offers”
Ask: written discount + validity + what it replaces.
Ask for This
Get a Single Cost Sheet Before You Decide
A complete cost sheet prevents the most common trap: “price looked fine” until extra charges appeared later.
Ask for an all-in breakup so you can compare fairly and negotiate confidently.
If they can’t share it clearly in writing — pause.
Base + Unit
All Add-ons
Taxes
Recurring
- Base price + unit details
- PLC/floor rise/parking/club/corpus
- GST + registration estimate
- Maintenance & recurring costs
- Discounts/incentives in writing
If They Say “It’s Mandatory”
Use these simple questions to bring clarity.
Ask for the reason
“Is this charge optional or compulsory? Where is it mentioned in writing?”
Ask for a breakup
“Share a complete cost sheet with each charge clearly listed.”
Ask for comparables
“How does this compare with similar projects nearby?”
Negotiate the right way
“If this stays, what can be reduced or waived elsewhere?”
Many “mandatory” charges become flexible when you ask for clear writing and comparisons. Your advantage is clarity + patience.
When to Pause
If these happen, don’t rush the deal.
Costs are revealed only after token/booking
Discounts are verbal, not written
Charges change frequently without explanation
They refuse to share a clean all-in sheet
Clarity FirstCheck Hidden Costs Before You Commit
"Know the real number — not the brochure number."
Share the property you’re evaluating. We’ll help you identify charges, spot inflated add-ons, and understand what to question.
Disclaimer
OnePropertyGuide.com is not a real estate broker, agent, or developer. We do not sell, list, or negotiate properties. Our role is limited to providing requirement-based property guidance and facilitating a controlled introduction between buyers and independent, verified local property guides. All property transactions, site visits, negotiations, and documentation are carried out directly between the buyer and the respective property guide, builder, or seller. OnePropertyGuide does not participate in or influence pricing, availability, or final decisions. NRIs and overseas buyers are advised to conduct their own due diligence before making any property-related decisions. OnePropertyGuide does not provide legal, financial, or tax advice.